Using a payment gateway for an eCommerce site is much like driving a car. Just as you must follow the road rules when you’re behind the wheel, all your online transactions involving card payments must adhere to the gateway provider’s terms and conditions.

If you don’t, the provider might hold onto your money even after the approved transaction. If your transactions are above board, you might think you’re safe without top-notch security on your site. But you could face fines or even more significant issues if something goes wrong. It’s similar to driving without a seatbelt – you’re okay until there’s an accident or a police check.

Above all, picking the right payment gateway provider is crucial. You need to find the best one for your business. I recommend doing a thorough research and getting professional advice.

To sum it up with the car analogy, just like you need to ensure your car is roadworthy and know the rules to stay safe, you need to ensure your payment gateway provider is reliable and understands the terms and conditions to protect your business. Don’t get behind the wheel if you don’t know how to drive, and likewise, don’t jump into online payments if you’re not well-informed – it’s just too risky!